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Tips for frugal living

Notice I didn't say "cheap" living...being frugal doesn't mean becoming a curmudgeonly miser, hoarding your pennies in a corner. Frugal living, especially right now, means making smarter choices so that the money you work for goes a little further than it did before.

With today's headlines reminding us that things are probably going to get worse before they get better, now is a great time to review spending habits and figure out where you can save a little more here and there. And no, it's not about cutting out all the fun! It's about using common sense when it comes to purchasing. Want has replaced need in our culture - how can we tell anymore whether we truly have to have something? Let's recalibrate and start listening to those wise voices in the finance world who know that it's all about balance and making smart choices.

First30Days has some great tips on frugal living. You can opt to receive them via email or read them right on the site. There are also interviews with some of those aforementioned voices. Some of my fave tips, though, are the ones submitted by readers who are trying to live more frugally...things like finding multiple uses for a household item or working toward a method of saving that's fun for the whole family. It's nice to know that we're all in this together and can help each other work toward greater financial security, even in a small way.

Comments (3)

Fantastic!

As my Granny used to say:

Use it up Wear it out Make it do Or do without

posted by madkat on 10/ 8/2008 11:36 am

Do you find yourself taking out payday loans just to survive until the next paycheck? If you are having a hard time making ends meet each month, you may consider reading the article on frugal financing found on the money blog at personalmoneystore.com. Practicing frugal financing is sound financing planning. Poor spending habits rob you of more things than you can possibly imagine. Get away from the cycle of late payments, a payday loan, and debt by implementing a financial strategy that is both practical and realistic. Design and implement a budgeting strategy that will suit your needs while allow for progressive financial growth of your net worth. There is a lot more you can learn about frugal financing by reading the article series called "Frugal Financing" on the ^<a title="Frugal Financing | A Payday Loan Money Blog Report" rev="vote-for" href="http://personalmoneystore.com/moneyblog/2008/12/31/frugal-finance-part-i-a-payday-loan-money-blog-report/"^>payday loan money blog at personalmoneystore.com.

posted by PhoenixW on 1/21/2009 10:13 pm

Many outstanding events for leaders ought to embrace again in Davos Conference 2009. This conference is useful for different organizations to get pre-eminent ideas by the selective leaders of the world. The financial crisis isn't confined to Wall Street – it is global, and a lot of people are wondering if they can get payday loans online. The World Economic Forum met recently in Davos, Switzerland to hold a conference on what to do because of the downturn in the global economy. Payday loans online being the least of their worries, heads of state, economists, and business leaders were all called to take part in the conference. Hopefully a solution can be agreed on.

Click here to read more on: personalmoneystore.com/moneyblog/2009/01/27/world-economic-forum-meets-by-source-for-payday-loans-online

posted by IanR on 1/28/2009 11:49 pm

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